Except most of us hit up the ATP that goes up during the app period - sure, apps aren't every month, but for that month they are it is possible that any person who's had trans suggested to them might impulse app.
Although you are right that with apps just twice a year, that might be a bit much. Possibly it'd be more suited to if we had apps four times a year, like it is now.
Re: APPLICATIONS
Although you are right that with apps just twice a year, that might be a bit much. Possibly it'd be more suited to if we had apps four times a year, like it is now.